{"id":11047,"date":"2017-06-13T14:23:04","date_gmt":"2017-06-13T12:23:04","guid":{"rendered":"https:\/\/www.retarus.com\/blog\/de\/?p=11047"},"modified":"2017-06-13T14:23:04","modified_gmt":"2017-06-13T12:23:04","slug":"bgh-verhandelt-ueber-gebuehren-fuer-sms-tan","status":"publish","type":"post","link":"https:\/\/www.retarus.com\/blog\/de\/bgh-verhandelt-ueber-gebuehren-fuer-sms-tan\/","title":{"rendered":"BGH verhandelt \u00fcber Geb\u00fchren f\u00fcr SMS-TAN"},"content":{"rendered":"<p>Der Bundesgerichtshof (BGH) hat heute dar\u00fcber verhandelt, ob Geldinstitute ihren Kunden Extrageb\u00fchren f\u00fcr per SMS \u00fcbermittelte Transaktionsnummern (TAN) berechnen d\u00fcrfen.<\/p>\n<p>Beispielhaft geklagt hatte der Verbraucherzentrale Bundesverband (vzbv) gegen die Kreissparkasse Gro\u00df-Gerau. Dort kostete das Online-Konto zwei Euro im Monat. Zus\u00e4tzlich verlangte das Institut f\u00fcr jede SMS-TAN 10 Euro-Cent. Aus Sicht der Verbrauchersch\u00fctzer h\u00e4tte der Versand indes inbegriffen sein m\u00fcssen. Die Verteidigung argumentierte ferner in der Verhandlung, die Sparkasse habe zum Zeitpunkt der Klage f\u00fcnf verschiedene TAN-Verfahren angeboten. Von diesen habe lediglich SMS zus\u00e4tzliche Geb\u00fchren verursacht und der Kunde somit ausreichend kostenlose Alternativen gehabt.<\/p>\n<p>Die Karlsruher Richter wollen Ihr Urteil allerdings erst am 25. Juli verk\u00fcnden (Az. XI ZR 260\/15). Unabh\u00e4ngig vom Ausgang des Verfahrens k\u00f6nnen <a href=\"https:\/\/www.retarus.com\/de\/industries\/retarus-cloud-messaging-services-for-banking\/\">Banken und Sparkassen<\/a>, die ihren Kunden mTAN per SMS \u00fcbermitteln m\u00f6chten, dazu den Express-Versand der <a href=\"https:\/\/www.retarus.com\/de\/products\/managed-sms-services\/\">Managed SMS Services von Retarus<\/a> nutzen. Damit werden SMS f\u00fcr zeitkritische Anwendungen binnen Millisekunden verarbeitet und an einen Mobilfunk-Carrier zugestellt. Weitere Informationen bekommen Sie von Ihrem <a href=\"https:\/\/www.retarus.com\/de\/contact\/\">Retarus-Ansprechpartner vor Ort<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>D\u00fcrfen Banken ihren Kunden Extrageb\u00fchren f\u00fcr mTAN berechnen? Dar\u00fcber urteilt der BGH am 25. Juli.<\/p>\n","protected":false},"author":14,"featured_media":11050,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","_s2mail":"","footnotes":""},"categories":[7],"tags":[3710],"dipi_cpt_category":[],"class_list":["post-11047","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-enterprise-sms"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.7 (Yoast SEO v24.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BGH verhandelt \u00fcber Geb\u00fchren f\u00fcr SMS-TAN - Retarus Corporate Blog - DE<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.retarus.com\/blog\/de\/bgh-verhandelt-ueber-gebuehren-fuer-sms-tan\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BGH verhandelt \u00fcber Geb\u00fchren f\u00fcr SMS-TAN\" \/>\n<meta property=\"og:description\" content=\"D\u00fcrfen Banken ihren Kunden Extrageb\u00fchren f\u00fcr mTAN berechnen? 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