{"id":27527,"date":"2017-06-13T12:23:04","date_gmt":"2017-06-13T12:23:04","guid":{"rendered":"https:\/\/www.retarus.com\/blog\/bgh-verhandelt-ueber-gebuehren-fuer-sms-tan\/"},"modified":"2026-08-12T15:00:18","modified_gmt":"2026-08-12T15:00:18","slug":"bgh-verhandelt-ueber-gebuehren-fuer-sms-tan","status":"publish","type":"post","link":"https:\/\/www.retarus.com\/blog\/de\/bgh-verhandelt-ueber-gebuehren-fuer-sms-tan\/","title":{"rendered":"BGH verhandelt \u00fcber Geb\u00fchren f\u00fcr SMS-TAN"},"content":{"rendered":"\n

Der Bundesgerichtshof (BGH) hat heute dar\u00fcber verhandelt, ob Geldinstitute ihren Kunden Extrageb\u00fchren f\u00fcr per SMS \u00fcbermittelte Transaktionsnummern (TAN) berechnen d\u00fcrfen.<\/p>\n\n\n\n

Beispielhaft geklagt hatte der Verbraucherzentrale Bundesverband (vzbv) gegen die Kreissparkasse Gro\u00df-Gerau. Dort kostete das Online-Konto zwei Euro im Monat. Zus\u00e4tzlich verlangte das Institut f\u00fcr jede SMS-TAN 10 Euro-Cent. Aus Sicht der Verbrauchersch\u00fctzer h\u00e4tte der Versand indes inbegriffen sein m\u00fcssen. Die Verteidigung argumentierte ferner in der Verhandlung, die Sparkasse habe zum Zeitpunkt der Klage f\u00fcnf verschiedene TAN-Verfahren angeboten. Von diesen habe lediglich SMS zus\u00e4tzliche Geb\u00fchren verursacht und der Kunde somit ausreichend kostenlose Alternativen gehabt.<\/p>\n\n\n\n

Die Karlsruher Richter wollen Ihr Urteil allerdings erst am 25. Juli verk\u00fcnden (Az. XI ZR 260\/15). Unabh\u00e4ngig vom Ausgang des Verfahrens k\u00f6nnen Banken und Sparkassen<\/a>, die ihren Kunden mTAN per SMS \u00fcbermitteln m\u00f6chten, dazu den Express-Versand der Managed SMS Services von Retarus<\/a> nutzen. Damit werden SMS f\u00fcr zeitkritische Anwendungen binnen Millisekunden verarbeitet und an einen Mobilfunk-Carrier zugestellt. Weitere Informationen bekommen Sie von Ihrem Retarus-Ansprechpartner vor Ort<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

D\u00fcrfen Banken ihren Kunden Extrageb\u00fchren f\u00fcr mTAN berechnen? Dar\u00fcber urteilt der BGH am 25. Juli.<\/p>\n","protected":false},"author":14,"featured_media":7628,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ret_read_more_text":"","ret_thumb_border":false,"footnotes":""},"categories":[3058],"tags":[647],"ret_content_type":[3093],"class_list":["post-27527","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-geschaeftskommunikation","tag-enterprise-sms","ret_content_type-branchenmeldungen"],"acf":[],"yoast_head":"\nBGH verhandelt \u00fcber Geb\u00fchren f\u00fcr SMS-TAN | Retarus Blog<\/title>\n<meta name=\"description\" content=\"D\u00fcrfen Banken ihren Kunden Extrageb\u00fchren f\u00fcr mTAN berechnen? Dar\u00fcber urteilt der BGH am 25. 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